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How to Save on Back-to-School Expenses

07/15/2025

By: TENCU

How to Save on Back-to-School Expenses

 

Back-to-school season is exciting—but it can also hit your wallet hard. Between clothes, supplies, and tech gear, expenses add up fast. The good news? With some planning and smart shopping, you can cut costs without cutting corners. Let's dive into some budget-friendly ways to send your students back to school in style (and under budget).

 


8 Saving Strategies

1. Make a List—and Stick to It

Impulse buys are budget busters. Before you even think about shopping, inventory what you already have. You might be surprised to find leftover notebooks, unused folders, or even gently worn shoes still in great shape. Then, make a list of what you need. A focused list helps you avoid overspending and doubles.

 



2. Set a Back-to-School Budget

Setting a realistic budget gives you a spending roadmap. Break it down by category: supplies, clothing, shoes, and tech. Use budgeting apps or a simple spreadsheet to track spending as you go. Having a plan helps keep your financial goals on track while avoiding that dreaded "How did I spend this much?" moment.



3. Shop the Sales (and Shop Early)

July and August are prime time for back-to-school sales. Major retailers and local stores offer discounts, especially on supplies and clothing. Be sure to:

      • Check weekly ads
      • Sign up for store loyalty programs
      • Use student or teacher discounts (yes, some apply to parents!)

Bonus tip: Shop early to score the best selection and avoid last-minute price spikes.



4. Buy in Bulk (Split with Friends!)

Need 20 glue sticks or 10 packs of crayons? Buying in bulk can be a steal—especially if you team up with other parents. Warehouse stores and online deals often have the lowest per-item prices. Split the cost, split the goods, and everyone wins.



5. Embrace Thrifting and Secondhand

Thrift stores, consignment shops, and online marketplaces (like Facebook Marketplace or Poshmark) are goldmines for gently used clothes and even backpacks. Kids grow fast, so there's no shame in saving big by buying pre-loved items that still look brand new.



6. Reuse, Recycle, Repurpose

Get creative! Leftover folders can be decorated for a fresh look, last year's backpack can get a new keychain, and lunch boxes need a good clean. Encourage your kids to help with DIY upgrades—it's fun and budget-friendly.



7. Tap into Community Resources

Some schools, credit unions, and nonprofit organizations host back-to-school supply drives. These events often offer free or low-cost supplies to families in need. It's worth checking with your school district or local community centers.



8. Wait to Buy Non-Essentials

Not everything is needed on day one. Hold off if your child won't need a calculator or art supplies until mid-semester. Prices often drop after the rush—and you'll save more with a bit of patience.

 

Need a savings account for all that extra? Open one Here


 

Back-to-school doesn't have to be a back-to-budget nightmare. With some planning, a sprinkle of creativity, and a little community support, you can cut costs while giving your child everything they need to succeed. Happy shopping—and here's to a great school year ahead!