Whole Life & Guaranteed Acceptance
Lifelong Financial Protection
Whole Life Insurance, provided exclusively for TENCU members through our trusted partner, TruStage, offers a reliable solution to ease the financial burden of final expenses on your family. With this coverage, you have the advantage of a fixed price and coverage that remains intact for life.
One of the significant benefits is that your coverage never decreases. Once approved and with consistent payments, your policy remains secure and cannot be canceled by anyone but you – even in severe health conditions. This assurance provides you and your loved ones with invaluable peace of mind.
Whole Life Insurance rates increase with age, but if you lock in your price now, you will keep that price for the rest of your life. It's easy to apply and buy online. TruStage is here to help and answer questions.
Call us at 1-888-930-0329. Monday- Friday, 7 am-9 pm CT, and Saturday, 8 am-4 am CT.
Guaranteed Acceptance Whole Life Insurance
If you are in the age range of 45-80, TruStage offers Guaranteed Acceptance Whole Life Insurance. Acceptance is guaranteed, and you will not be rejected.
Having even a little life insurance coverage can be substantial regardless of age. Download a planner to estimate how much coverage you need, or speak with a licensed TruStage agent to learn more.
Call us at 1-888-930-0329. Monday-Friday, 7 am-9 pm CT, and Saturday, 8 am-4 pm CT.
Term Life Insurance
Secure Your Legacy Today
Through our trusted partner, TruStage, we make it easy for members to apply for up to $100,000 of term life insurance. Just answer a few health questions for an instant decision and buy online. It's that simple!
- No medical exam or intrusive tests
- No waiting if you are approved; you're covered when your first payment processes
- Income-tax-free money for your beneficiaries
Term insurance protects for a specific period. That's why they call it "term." This coverage can cover you until the age of 80, if you wish, for when your family needs it most.
Once approved and with consistent payments, your policy remains secure and cannot be canceled by anyone but you – even in severe health conditions.
Call us at 1-844-415-4215. Monday-Friday, 7 am-9 pm CT and Saturday, 8 am-4 pm CT
Accidental Death & Dismemberment
Life's Unexpected Shield
AD&D insurance can help protect you and your family if you have a fatal accident or one that causes you specific, catastrophic harm.
A complimentary, no-cost TruStage AD&D policy from CMFG Life Insurance Company is one of the essential benefits of credit union membership. TENCU provides $2,000 of no-cost coverage as a member benefit.
Accidents can happen anytime, and it's best to be prepared. Credit union members over age 18 can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.
- No health questions are asked.
- Designed to be affordable
- Acceptance is guaranteed
Call us at 1-855-823-4828 to speak with a TruStage representative.
TruStage AD&D Insurance is offered by TruStage Insurance Agency, LLC, and underwritten by CMFG Life Insurance Company. The insurance offered is neither a deposit nor federally insured or guaranteed by your credit union.
Cancer & Cancer Treatment Coverage
TENCU has partnered with Point Rock Group, a Tennessee Credit Union League subsidiary, to help protect our members from the high cost of cancer with supplemental health plans. This coverage provides support and protection when you need it most.
Flexible Choice Cancer Insurance
This policy comes to your aid when a cancer diagnosis is made. Receive a lump sum cash benefit if you are diagnosed with cancer.
Cancer Treatment Insurance
This policy is designed to pay you daily benefits for treatment expenses. Some benefits include radiation, bone marrow transplants, chemotherapy, and experimental treatments.
Call Us: Call us at 888-860-4826 for more information or to start coverage.
Heart Attack & Stroke Coverage
Guarding Your Heart
TENCU has partnered with Point Rock Group, a Tennessee Credit Union League subsidiary, to help protect our members from the high cost of heart attack and stroke medical care with an essential supplemental health plan.
This supplemental coverage can provide support and protection when you need it most.
Flexible Choice Heart Attack & Stroke Coverage
Stroke is the number one cause of long-term disability in America. There are nearly 735,000 heart attack survivors every year. One of these types of events could quickly become expensive and financially life-altering.
This policy provides a lump sum payment upon diagnosis to use as needed to help you stay financially fit during an otherwise chaotic time.
Call us at 888-860-4826 for more information or to start coverage.
Long-Term Care Insurance
Securing Your Long-Term Journey
While it's not something we like to dwell on, the truth is that many of us will eventually require Long-Term Care, making early planning a wise decision.
Long-term care encompasses extended care for chronic illnesses or disabilities, including essential medical services like nursing care, therapies, assisted living facility services, and assistance with daily activities such as eating, bathing, and dressing. This vital support can be provided in various settings, from nursing homes to an individual's home.
To learn more about long-term care insurance, contact Bethel Coleman, Financial Advisor at TENCU Wealth Management, today for a no-obligation consultation to help set your financial strategies for the future. Please remember that good health allows you to qualify for coverage; rates are based on age.