TENCU Chronicles

Fraudsters are clever, but you can be smarter. Whether it's phishing emails, fake phone calls, or suspicious online ads, scams are lurking everywhere. Don't worry—we've got your back. Here's how you can spot fraud and keep your information safe!

1. Recognize Red Flags

Scammers often use tactics that create urgency or fear to get you to act without thinking. Be wary of:

• • • Unsolicited calls, emails, or texts asking for personal information.
    • Messages claiming you've won a prize but need to pay to claim it.
    • Requests for sensitive information like your Social Security number or bank account details.
      
      

Pro Tip: It probably is if it feels too good to be true.

2. Verify Before You Trust

Fraudsters are excellent at impersonating legitimate companies. Always verify the source before acting:

• • • Look up the company or organization's official contact information.
    • Never click on suspicious links—type the URL into your browser instead.
    • Call back on an official number to confirm requests.

3. Guard Your Personal Information

Think of your details as gold. Keep them secure:

• • • Use strong, unique passwords for every account.
    • Avoid sharing sensitive info over public Wi-Fi.
    • Regularly monitor your bank statements and credit report for suspicious activity.

4. Stay Updated on Scam Tactics

Scammers are constantly finding new ways to target victims. Stay ahead of the game:

• • • Follow trusted resources like the FTC or Better Business Bureau for scam alerts.
    • Educate yourself on the latest fraud trends.
    • Please share what you learn with family and friends to protect them, too!

5. Report Suspicious Activity

If you suspect fraud, act fast:

• • • Contact your bank or credit union immediately to secure your accounts.
    • Report the incident to the Federal Trade Commission (FTC) at reportfraud.ftc.gov.
    • Notify your local authorities if necessary.

If you suspect you are or have been a victim of fraud  Contact Us Here

Scammers may be crafty, but with caution and knowledge, you can outsmart them every time. Remember, when in doubt, don't give it out! Stay vigilant, stay safe, and spread the word—the best defense is a well-informed community.