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Protect Yourself from Phone Scams and Spoof Calls

05/20/2025

By: TENCU

Protect Yourself from Phone Scams and Spoof Calls

In today’s digital age, phone scams and spoof calls are on the rise, targeting people of all ages and backgrounds. These scams often appear genuine, so it is crucial to know how to spot them and protect yourself. Here’s a guide to help you stay one step ahead of fraudsters.

What Are Phone Scams and Spoof Calls?

Phone scams are fraudulent schemes conducted over the phone to steal money, personal information, or both. Spoof calls involve scammers disguising their numbers to look like a trusted source, such as your bank or a government agency.

Common Tactics Used by Scammers

  1. Urgency or Threats: Claims of overdue payments, IRS penalties, or legal action to pressure you into providing information or making payments.
  2. Too Good to Be True Offers: Promises of lottery winnings or free vacations in exchange for personal information.
  3. Impersonation: Pretending to be a trusted organization like a bank, utility company, or even a distressed family member.
  4. Technical Support Scams: Offering to “fix” non-existent issues on your device or requesting remote access.

Tips to Stay Safe

  1. Don’t Trust Caller ID: Numbers can be spoofed. Verify the caller’s identity through official contact channels.
  2. Avoid Sharing Personal Information: Never share sensitive details like your Social Security number, bank account, or passwords over the phone.
  3. Hang Up and Verify: If something feels off, hang up and call the company or person directly using their verified contact information.
  4. Use Call-Blocking Tools: Many smartphones and service providers offer options to block or report spam calls.
  5. Stay Informed: Regularly educate yourself about the latest scams.

What to Do If You’re Targeted

  • Don’t Engage: Avoid engaging with or arguing with the scammer.
  • Report the Incident: File a complaint with the Federal Trade Commission (FTC) at reportfraud.ftc.gov or your local authorities.
  • Monitor Your Accounts: If you’ve provided any information, monitor your bank accounts and credit reports for suspicious activity.

Protecting Your Community

Share these tips with friends and family to raise awareness. Scammers often target vulnerable populations, such as older people, who may not be as familiar with modern technology or fraud tactics.

By staying vigilant and proactive, you can protect yourself and your loved ones from falling victim to phone scams and spoof calls.