Explore Shared Branch Credit Unions: Access and Benefits

The primary advantage of a shared branch credit union is the increased accessibility it offers to its members. Typically, credit union members are limited to accessing services only at their credit union branch. However, with shared-branch credit unions, members gain access to a network of interconnected branches. This means that no matter where they are, they can easily walk into any shared branch and conduct various financial transactions. Whether you're traveling for business or leisure, you can rest assured knowing that your credit union is just around the corner. Some of the key transactions available at shared branches include:

1. Withdraw Funds: Need some cash urgently? Shared branch credit unions allow you to withdraw funds from your account, offering flexibility and convenience in managing your finances.
    
2. Make a Loan Payment: Making timely loan payments is essential for maintaining a strong credit history. Shared branches enable you to make loan payments, even if your loan was taken from a different credit union within the shared branch network.
    
3. Cash Checks: Shared branches provide the convenience of cashing checks, allowing you to access your funds without having to go to your home credit union.
    
4. Make Deposits: Depositing money into your account is a routine task, and shared branches facilitate this process, making it simple and more accessible.
    
5. Transfer Funds: Whether you need to transfer money between your accounts or send money to another member, shared-branch credit unions offer this essential service.
    
6. Get a Cashier's Check: For significant transactions, such as purchasing a home or a vehicle, a cashier's check may be required. Shared branches can provide you with this secure payment method.
    
7.  Account History Requests: Need a copy of your account history? Shared branches can provide you with your transaction records promptly.

The collaborative nature of shared-branch credit unions fosters a sense of community and empowers members to take full advantage of their credit union membership. Whether it's a routine withdrawal, a loan payment, or any other financial need, shared branches offer a seamless experience for credit union members across the network. So, if you're looking for convenience and accessibility, a shared branch credit union might be the perfect choice for you.